401k Plans and Strategies

Strategies for Corporate Retirement Plan Success

At Epstein Financial Services our philosophy is focused on financial fundamentals and attention to details to optimize the value of your corporate retirement program by delivering significant resources and focused solutions. We make it our mission to successfully create a retirement plan for the plan sponsor and their valued employees.

As a 401(k) plan sponsor you are offering an essential benefit to your employees. A 401(k) retirement plan is more than a simple savings plan. It allows you and your participants to save a portion of your pre-tax income, paying taxes only upon withdrawal. Your 401(k) offers incredible benefits to those who understand how to make the most of their plan by following the 9 Paychecks for Life Principles. Plan sponsors and their employees can turn their 401(k) retirement plan into their very own paycheck manufacturing company and create a Paycheck for Life……

The 401k Coach® Retirement Plan Solution

The Plan Evaluator™

Our easy-to-use tool provides you with an evaluation of your company's retirement plan objectives and concerns and an analysis of other plan solutions. We'll also discuss and review funding strategies for fee administration.

The Plan Optimizer™

We conduct a feasibility study to help maximize the tax benefits of your retirement program for both your company and your employees.

The Fiduciary Shield™

Meeting your fiduciary responsibilities can be a complex process. We help control risk by developing a formal investment policy statement and establishing clear criteria for selecting and monitoring investment managers.

The RFP Manager™

We're on your team. We'll sit on your side of the negotiating table to walk you through the RFP process, manage the flow of information, analyze and review proposal and guide you in making an informed and knowledgeable decision.

The Paychecks for Life® Experience

We manage every step of the transition from your current retirement program to your new program. We enroll your employees and educate them on the benefits of their new program. We'll ensure their satisfaction through quarterly, semi-annual and annual education and financial planning seminars.

The Wealthcare Monitor™

We'll manage the health and welfare of your retirement program over its lifetime, advising you on regulatory changes, program enhancements and investment due diligence on a quarterly or semi-annual basis.

To schedule a twenty-minute plan evaluation and to learn how to create a greater impact for your plan participants call 413-224-3691.

Paychecks for Life

Paychecks for life

Decide where you want to go and let Charlie help you find your way financially.

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