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- Greater employee satisfaction and participation
- Delegated fiduciary plan requirements
- Reduced plan anxiety
- State-of-the-art processes
- Out-sourced HR functionality
- Educational and financial planning services provided by an independent registered investment advisor.
Stage 1
The Retirement
Plan Evaluator™
Our easy-to-use tool provides you with an evaluation of your company's retirement plan objectives and concerns and an analysis of other plan solutions. We'll also discuss and review funding strategies for fee administration.
Stage 2
The Retirement
Plan Optimizer™
We conduct a feasibility study to help maximize the tax benefits of your retirement program for both your company and your employees.
Stage 3
The Fiduciary
Shield™
Meeting your fiduciary responsibilities can be a complex process. We help control risk by developing a formal investment policy statement and establishing clear criteria for selecting and monitoring investment managers.
Stage 4
The RFP
Manager™
We’re on your team. We’ll sit on your side of the negotiating table to walk you through the RFP process, manage the flow of information, analyze and review proposal and guide you in making an informed and knowledgeable decision.
Stage 5
The Edu-tainment
Experience™
We manage every step of the transition from your current retirement program to your new program. We enroll your employees and educate them on the benefits of their new program. We’ll ensure their satisfaction through quarterly, semi-annual and annual education and financial planning seminars.
Stage 6
The Wealthcare
Monitor™
We’ll manage the health and welfare of your retirement program over its lifetime, advising you on regulatory changes, program enhancements and investment due diligence on a quarterly or semi-annual basis.
The 401k Coach® Retirement Plan Solution™
No one knows your business like you do. Your ability to focus on your enterprise has made you the success you are today.
Increased global competition, rapid technology changes, and cumbersome government regulations have made operating your company a challenge. There’s a lot to running a successful business that has little to do with the core business you’re managing, but is still critically important to your overall long-term success. Your company retirement plan is a perfect example. You know you need excellent benefits in order to attract, reward and retain exceptional employees. You know you need to keep the cost of these benefits reasonable and under control. You also know that you don’t want the complexities of monitoring this program taking up your valuable work time.
That’s why we created The 401k Coach® Retirement Plan Solution™. It’s a comprehensive evolutionary six-step process that’s built around three principles: simplicity, focus, and balance.
Create a comprehensive retirement plan for your company and your employees.
• Simplicity
• Focus
• Balance
Simplicity
We do the work for you.
One of our specially trained financial professionals will take you through our evolutionary six-step process to develop a retirement plan that meets your
company's needs.
We will:
• Evaluate your current retirement plan, a process that includes identifying places where you may be paying hidden and unnecessary fees.
• Help find ways to maximize tax benefits.
• Help protect you and your company's fiduciaries from unnecessary litigation.
• Write an RFP and analyze proposals to make sure you obtain the best solution.
• Provide ongoing monitoring of your plan investments on a quarterly or semi-annual basis.
• Educate, excite and motivate your employees to participate
Focus
Results, not procedures.
Think of us as one of your employees — one who just doesn't happen to have an office on site. Our expertise is in getting you the results you want, without getting you bogged down in complex rules and regulations. We sit on your side of the negotiating table to find the best retirement plan solution for your company. Once your plan is implemented, we monitor it regularly to make sure it continues to meet your company's goals and objectives over time.
That leaves you free to focus on what you do best: running your business.
Balance
Minimizing costs, creating exceptional value.
By now you're probably wondering just how much this is going to cost. Not to worry. Most likely, we'll be able to uncover places where you're paying unnecessary expenses — hidden mutual fund fees are one example — and use that money to uncover your retirement plan's buried treasure.
Your retirement plan may have hidden costs and expenses. The industry calls these 12 b-1 and sub TA fees. We call them buried treasure, the gold bullion of your retirement plan. Their fees can be used to reduce your plan's future expenses and cover our consulting fees.