What Keeps You Up At Night?

Nagging questions. Loose ends. The not-so-little little things you never  seem to get to during the day, but that run through your head in the wee hours. If anything on the list below is familiar to you, it’s time you made an appointment to sit down with us and discuss the Family CFO^® Process.

Financial Planning

• Is there a way to aggregate all of my financial assets and track their performance and overall asset allocation?
• Should I allocate my IRAs, 401(k) and deferred compensation accounts differently than my taxable accounts?
• What should I do with my year-end bonus?
• How should our assets be held? Individual names, joint, tenants in common?
• Should I use a home equity loan to fund certain financial issues in my life?

Retirement Planning/College Education Planning

• Do I have enough money to retire? If so, when can I retire? And in retirement, which pockets of money should I draw down first?
• Should I be deferring some of my income?
• Should I use a 529, UGMA, 2503(c) trust or Crummey trust to save for my children's education?

Tax Reduction Strategies

• How should I actively manage capital gains and losses throughout the year?
• Is there an optimal time to be exercising ISOs, NQOs?