Statement Of Services

Is this you?

We provide services specifically for 401k plan sponsors and participants. The typical 401k plan sponsor has numerous roles in addition to administering the 401k plan program. Unique to the role of fiduciary of the plan these individuals must represent another entity, the participants.

Do any of these scenarios fit your situation?

• You are unsure what fees you and your participants are paying and therefore can't tell if they are reasonable.
• Plan sponsors continue to hear of the need to review the fees of both the company and participants. You are aware that part of your fiduciary responsibility is to make sure fees are reasonable but you are not sure what questions to ask. You are unsure of how share classes, revenue sharing and other non-disclosed revenue may be affecting the plan.
• You are tired of hearing brokers, advisors, insurance agents and bankers tell you they can help, but only if you move the plan.
• You are not satisfied with your current provider but not sure how to accurately compare other providers.
• The term "fiduciary liability" appears in every publication you read. Has anyone explained what your fiduciary responsibilities are and how to fulfill those responsibilities in a practical world?
• You would like your employees to utilize the plan more and view it as a benefit. Your highly compensated employees are not able to defer the IRS maximum due to testing issues. You are not sure what level of knowledge and education your employees have of the plan. You may even be concerned that the employees will not be prepared for retirement.
• You feel alone in managing the plan.

If one or more of these scenarios is true for you there is help, without necessarily moving the plan.