Insurance Management Services
> Charlie helped Joe and Kathy Hixon structure their business, Private Garden, in a manner that allowed them to bring on their son, Joe, daughter, Jen, and son-in-law, Pete, in key decision-making roles.
Insurance Management Services
Insurance
- Life
- Disability income insurance
- Discounted supplemental disability for corporate executives*
- Do I have the right amount and right type of insurance? Life? Disability? Income? Are they coordinated with my other assets and legal documents?
- Do I have the appropriate auto/home insurance coverage?
- How do I determine the proper deductibles?
- How much umbrella liability coverage should someone have with my level of assets?
- Review existing life and disability income coverage and analyze need.
- Conduct in-force analysis on existing policies to determine their ongoing performance.
- Analyze long-term care insurance for the client and/or parents.
- Review deductibles on auto, homeowners, and umbrella liability coverage to identify gaps. Video all home contents.
- Provide due diligence/monitoring of insurance companies' financialstrength.
- Explore private placement as an alternative to traditional policies.
- Review split dollar; non-qualified deferred compensation policies.
*subject to home office approval.
Long Term Care Insurance
- Individual policies
- Group policies
Group Benefits
- Disability/LTD
- Group life programs
- State DBL programs
- STD/A.S.O. programs
- Health and welfare
- 401(k) and qualified retirement programs
- Voluntary benefit programs
- Deferred compensation
